On Dec 7, 3:51 pm, "Rod Speed" <rod.speed....@gmail.com> wrote:
> virgmob...@netscape.net wrote:
> > sht...@yahoo.cn wrote
> >> A Prepaid credit card is a smart choice if an individual needs
> >> to have a credit card to show proof of identification, secure a
> >> reservation or make a purchase online. Its easy to get a prepaid
> >> credit card, all you need to do is open an account by depositing
> >> money into a special account like a checking or savings account
> >> at a bank. Once you have money in your account, you're issued
> >> a prepaid visa or master card credit card that can be used
> >> anywhere one would use a regular credit card.
> >>http://www.cnful.cn/zz/prepaid-credit-cards.htm
> > What is the difference between an ordinary debit card and this prepaid credit card.
>
> A debit card works on an account at a bank or FI, this card stands alone.
>
> That means that anyone can loot the debit card for the
> amount you have in the account, and potentially more than that.
>
> You cant get any more out of the prepaid credit
> card than has been put into it, so your risk is limited.
>
> > I have never used a debit card to make purchases over the internet,
>
> I have.
>
> > but have always used a credit card,
>
> So you are potentially liable for having it looted by
> dubious operations you give your card details to.
>
> > as this has been required, e.g., anonymous proxy
> > server fees. It seems that it is just semantic bullshit,
>
> Nope.
>
> > as with capped mobile phone plans.
>
> Those arent either, they are different in detail to normal mobile plans.

Well, that is interesting. As far as using credit cards over the
internet is concerned, as you would probably know, you have to have
the "https" (prefix?) in the URL, and a lock icon on the task bar, and
if you are in NetBank (which is only for the Commonwealth Bank, I
suppose), then, as a matter of course, you check if there are any
rogue transactions, and, presumably, you are remedied by your Bank if
there are.

I would think that any internet retailer of goods and services would
be wary of a debit card, as there is no guarantee that there would be
any cash in the account, whereas that is not the case with a credit
card.