In message <Xns9A1E6E232D4E8VeebleFetzer@127.0.0.1> Bert Hyman
<bert@iphouse.com> wrote:

>With no contract, you'd be expected to bring your own phone or pay the
>retail price.

Even then, it can be tough to find a contract-less post-paid plan.

Personally, I'm not stressing about the early termination penalty when
bringing my own phone, instead I am planning to just take the free
phone, sell it, and pocket the cash.

If I pay out the contract, I won't be as far behind. If not, I win.