invalid@example.com wrote:
> I have been reading webpages about crypto and passwords
> until my head swims. I think I have a scheme; I would
> really like to see any comments about whether I am being
> an idiot.

No need to rip apart, the fact you are thinking about it puts you ahead
of 99.99% of users.

There are a couple of documents I saw that seem to have good advice:
http://www.wepin.com/pgp/passfraz.html
And I can't find the other one, it was kind of... theoretical. That
should be a useful link anyway.

As to your other questions, others here know more than I do about that.

Andy