In message <wLWdnbMUaOe-K3rUnZ2dnUVZ_vWdnZ2d@speakeasy.net> "Bill
Kearney" <wkearney99@hotmail.com> was claimed to have wrote:

>> No, there's no lease.There's no rental agreement. It's a house and my
>> wife doesn't want to go through that.
>
>Which is insanely stupid, from a liability standpoint. One serious
>accident and any good attorney could get him more than the value of the
>house in a lawsuit.

Most jurisdictions have an implied tenancy agreement that forms
automatically as soon as money is exchanged for tenancy.

Depending on the laws in your particular jurisdiction, once the second
rent payment is made (which establishes a paper trail confirming the
amount and frequency) there may be no difference at all if a contract is
signed or not.