Hello,

i have / had an account on sipdiscount.com, which recently expired. I read
the following in the FAQ:

> How long does my credit last for calls?
> Credit in your SipDiscount balance remains valid for calls for 120 days
> after your last purchase (unless stated otherwise, see for instance
> paybyphone
> transactions). If you top up your account after or before credit expires
> for calls any old credit left in your account will remain valid as well.
> If you don´t top up
> your account, credits can only be transfered back to you by banktransfer.

How is the last sentence working ? Do they automatically transfer the money
back ? Or must i request this somewhere ?
Has someone already done this and can tell how it is working ? Is it too
late to do when money is already expired ?

Regards,

Martin