Id suggest her talk to a solicitor and get a IVA, then ask 3 to take her to court. In court you will just say I can only
afford
£1 a month, and judge will say ok, and thats it.
DCA's, just ignore them, they try various methods to scare you but they cant do a damn thing without a court order.
(Which they never get)
They are NOT bailiffs!

"Paul Harris" <nospam@127.0.0.1> wrote in message news:dUjuvwX3jd2FFwtx@zen50073.zen.co.uk...
> In message <1171896167_4857@sp6iad.superfeed.net>, Chris Morrison <hidden@nospam.priv> writes
>
>>My questions are:
>>
>>Locking someone into a contract for 18 months and charging them £300+ to get out of it is immoral,
>>punitive and unfair.
>
> Not really, she agreed the terms and didn't have to choose to sign up to a 18 month contract. The fee that they are
> asking for sounds like the remainder of the term so she is not being let off of anything they are just asking for the
> payment she agreed to so there is no point in cancelling.
>
>>Surely this must come under the Unfair Terms in Consumer Contracts Regulations
>>1999 or some such. Does any know of any cases or precedents where this has been challenged in court?
>
> I doubt she would get anywhere on unfair terms, she might possibly get somewhere on compassionate grounds but they
> have probably seen plenty of people who take long deals and then decide to cut and run early because they have seen
> something else.
>>
>>Since she is a 3 customer and has not entered into any contract with whichever debt collection
>>agency they choose to use, how do they have the right to add their own fees on top of the original
>>debt, and are these enforceable in court?
>>
> The Debt Collection Agencies will always want to add fees, not the types one would want to be involved with and best
> avoided if at all possible.
>
>>Any tips or advice would be greatly appreciated and sorry for the length of this post.
>>
> The obvious one is don't enter into contracts that you are not willing or unable to fulfil. I would suggest that she
> appeals to their better nature and hopes that they take compassion but whilst it might seem harsh I doubt she will get
> anywhere with threats as they will view it as her being in breach of contract.
> --
> Paul Harris